process
How long is a mortgage preapproval good for?
A mortgage preapproval is generally valid for a limited period, after which updated documentation may be required. The exact window depends on the lender and program.
By Stephanie Silverman · NMLS #13228·Updated June 22, 2026
A mortgage preapproval is generally valid for a limited period, after which updated documentation may be required. The exact window depends on the lender and program.
Validity window and refresh
Why credit, income, assets, and rates can change
When to refresh before an offer
What can change a preapproval
Job change, debt change, asset movement, credit events