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NMLS #13228(425) 273-0735
Greater Seattle Mortgage
Loan programs

Built around your situation — not a one-size-fits-all rate sheet.

Loan programs

Every program we offer

Home loans for self-employed borrowers

Self-employed buyers can show strong cash flow and still have tax returns that read low. Here is how qualifying actually works — and the documentation paths that fit business owners across the Eastside.

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Bank statement loans for self-employed borrowers

A bank statement loan documents your income from deposit activity instead of tax returns — built for self-employed Eastside borrowers whose write-offs understate true cash flow.

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Mortgages for 1099 and newly self-employed borrowers

Paid on a 1099 or under two years in business? There are documentation paths built for contractors, consultants, and newly self-employed buyers whose income history is short but real.

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Get preapproved with a real loan officer

Start your mortgage preapproval with Stephanie Silverman, NMLS #13228, before you shop for a home.

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A mortgage broker for Greater Seattle and licensed-state borrowers

Work with Stephanie Silverman, NMLS #13228, for mortgage guidance across WA, TX, AZ, and AR.

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Stephanie Silverman, loan officer

Meet Stephanie Silverman, NMLS #13228, serving mortgage borrowers in WA, TX, AZ, and AR.

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First-time home buyer guide for Washington

Learn Washington first-time buyer program basics, down payment assistance, and when to get preapproved.

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Jumbo loans for higher-value homes

Review jumbo mortgage options for homes above conforming loan limits in WA, TX, AZ, and AR.

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Renovation loans for purchase or refinance scenarios

Explore renovation-loan paths for repairs, remodels, and homes that need work before or after closing.

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Mortgage refinance options

Review refinance options for payment, term, equity, or loan-structure changes with local guidance.

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