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Greater Seattle Mortgage
first-time-buyer

WSHFC first-time buyer programs explained

The Washington State Housing Finance Commission (WSHFC) is a publicly accountable agency that administers homebuyer programs throughout Washington, working with approved lenders to offer mortgage prog

By Stephanie Silverman · NMLS #13228·Updated June 22, 2026
Clean vector illustration of a first-time homebuyer receiving keys to a new home — first-time buyer program

The Washington State Housing Finance Commission (WSHFC) is a publicly accountable agency that administers homebuyer programs throughout Washington, working with approved lenders to offer mortgage programs and down payment assistance. Program availability and requirements should be verified directly with participating lenders.

Program comparison

Homebuyer education

Income and price-limit pointers

How lender preapproval fits

Program-aware preapproval

Documentation next steps

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