Get preapproved with a real loan officer
Start your mortgage preapproval with Stephanie Silverman, NMLS #13228, before you shop for a home.
A mortgage preapproval helps establish budget parameters and identify documentation needs before you start shopping for a home. Working with a loan officer early often creates more options and fewer surprises during the transaction.
What preapproval does for a buyer
Clarifies budget before touring
Improves offer readiness in competitive Eastside markets
What Stephanie reviews
Income, assets, credit, debts, property type, and purchase timeline
Special handling for self-employed income
How long preapproval takes and lasts
What speeds up review
When to refresh a letter
Related programs
Self-employed buyers can show strong cash flow and still have tax returns that read low. Here is how qualifying actually works — and the documentation paths that fit business owners across the Eastside.
Learn more →
A bank statement loan documents your income from deposit activity instead of tax returns — built for self-employed Eastside borrowers whose write-offs understate true cash flow.
Learn more →Paid on a 1099 or under two years in business? There are documentation paths built for contractors, consultants, and newly self-employed buyers whose income history is short but real.
Learn more →Get preapproved with a real loan officer questions
The earlier, the better. A conversation before home shopping helps establish budget parameters, identify documentation needs, and address potential issues proactively. Early planning often creates more options and fewer surprises.